WHAT COULD HAPPEN AND WHY ARE CSA BENEFITS IMPORTANT?
Why are travel insurance and travel assistance services so important? Unforeseen
circumstances can force travelers to cancel or postpone their trip, losing any
prepayments they've made. Below are true stories from actual CSA Travel
Protection customers. Take a minute and read about what could have happened to
their vacation investment.
Little one gets sick
A client's 3-year-old daughter developed an ear infection two days before the
vacation was to begin. The client had to cancel the trip, but they were in a
100% penalty period with the cruise line, and stood to lose their money. Their
entire claim was paid.
Flood damage
Mr. and Mrs. J. live in the Midwest, and their home sustained massive damage
due to the 1994 floods. They cancelled their trip in order to take care of the
damage to their house. Their entire claim was covered. (Similarly, CSA has also
had clients who had to cancel due to damage from earthquakes, fires and
hurricanes.)
Sickness or Injury before Trip
Tom planned a ski trip to Aspen several months in advance. Three weeks before
his Aspen trip, he broke his leg at a local ski area. If not for CSA, he would
have lost his entire trip investment.
Political Unrest
A family was due to travel to Israel and Egypt. Ten days before their departure,
there was a terrorist bombing in Tel Aviv, which was on their itinerary. The
family, understandably concerned about their safety, cancelled the Tel Aviv
segment of their trip. Their entire claim was covered.
Family Emergency back home
On the second day of their 14-day trip in Europe, Mr. and Mrs. C. and their
children received an emergency message that Mr. C.'s mother was critically ill.
The family contacted the 24-Hour Emergency Hotline for assistance in making
return travel arrangements. CSA's Designated Service Provider, On Call
International, assisted them in purchasing air tickets to return home. (Their
original tickets were highly restrictive and the dates could not be changed.)
Because they missed most of their trip, CSA's exclusive 150% Trip Interruption
benefit paid the extra airfare, plus the value of the unused trip.
Medical Evacuation
A couple from Seattle was on an Alaskan cruise when one of them developed a
serious medical condition that required emergency transportation to the nearest
land-based hospital. The Designated Service Provider, On Call International,
determined that the nearest hospital was inadequate for the patient and flew him
to a hospital in Seattle. CSA paid for the cost of the evacuation. CSA also paid
all related expenses incurred for getting the client to the nearest adequate
medical facility and then transporting him to a hospital near his home, along
with the unused segment of the client's trip.